409 mortgage broker vs direct with a bank, pre-approvals explained, fixed and variable loans + more

Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:👉 going direct to bank vs a mortgage broker👉🏿 the different types of pre-approval assessments to suit your situation👉🏻 does getting a 2nd pre-approval affect your credit score?👉🏽 pre-approval turn around times👉🏾 check ins you might expect from your broker after securing your loan👉🏼 mortgage broker qualifications to be aware of👉 differences in lender assessments of your borrowing capacity👉🏾 parental guarantees & second mortgages👉🏿 locking in a fixed rate plus the differences of fixed and variable loansNeed help finding a trusted mortgage broker? Head to sortyourmoneyout.com and click Get Help.🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode.Check out The Glen James Spending Plan and use coupon code "m3p" to save $20.Join our Facebook community! Got a question for us? Use #propertyTake a look at John’s Solvere Online Academy and Emily’s first home buyer online course at the link below.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more. Hosted on Acast. See acast.com/privacy for more information.